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Author
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Topic: Ontario auto insurance woes
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shinkutat
rabble-rouser
Babbler # 4939
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posted 01 June 2005 06:40 PM
Does anyone have any recommendations on an insurer who would insure me (cheaply) ?I am 21, male, will have my G very soon, have completed the driver training course, but I've never been on anyone's policy. So far the only place which looks promising is
http://www.insurancehotline.com/scripts/newquote.pl?affiliate=google.ca All the places I've called or visited have all been complete ripoffs... all asking $3500/yr which is way too much. Some places won't insure me (I have a completely clean record)... some only insure young drivers who have several convictions (so they can rake in the $$$)... the insurance business seems to be rather crooked. I'm beginning to wonder if it's even wortwhile. 
From: Sudbury, Ontario | Registered: Feb 2004
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ouroboros
rabble-rouser
Babbler # 9250
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posted 02 June 2005 08:59 PM
quote:
Originally posted by kurichina:
I can sympathize, shinkutat. When I added my (male and 27 y.o.) partner to my auto insurance it jumped to BC prices.
BC prices? As in British Colombia? You mean cheap? I was paying $850 a year in BC, in Ontario I'm at $2500. No tickets of any kind. For young people, males more so, BC is much better.
From: Ottawa | Registered: May 2005
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kuri
rabble-rouser
Babbler # 4202
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posted 03 June 2005 01:05 PM
quote:
Originally posted by ouroboros:
BC prices? As in British Colombia?
Yes, as in $2000/yr in Vancouver versus $1400/yr in Ottawa. Then with, my partner added, back to $2200. Compared with only $800 or so in Alberta. I don't know where you were living in BC, but if you were in the lower mainland, I'd like to know who you bribed. Public auto insurance can be a good thing. ICBC is not it. There needs to be some major reforms to that organization, IMHO.
From: an employer more progressive than rabble.ca | Registered: Jun 2003
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jockomoriarty
recent-rabble-rouser
Babbler # 7793
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posted 03 June 2005 08:09 PM
Insurance brokers should have an eye patch as part of their uniform.The pirate I dealt with for years could not explain why my rates were higher than my peers.\ It was only when I got remarried and put on my wife's policy that I found out that they felt I had been at fault in several accidents. I asked my broker how this could be and he said there was nothing he could do. After contacting the insurer directly I showed them that I was definately not at fault...after investigation I got back two years of over payments and I now have a letter of appology from the insurance company.
I fired my broker and changed companies for a much lower rate. visit this site for insurance tips
From: ontario | Registered: Dec 2004
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ouroboros
rabble-rouser
Babbler # 9250
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posted 06 June 2005 12:04 AM
quote:
Originally posted by kurichina:
I don't know where you were living in BC, but if you were in the lower mainland, I'd like to know who you bribed. I lived in Victoria and the lower mainland. Victoria just before I moved to Ottawa and Vancouver (New West) about a year and a half or two before that. I didn't bribe anyone. And you can't really compare Ottawa to Vancouver for insurance rates. Vancouver is quite a bit bigger and has one of the highest auto thief rates in North America..
Public auto insurance can be a good thing. ICBC is not it. There needs to be some major reforms to that organization, IMHO.
I'll give you that ICBC has to be looked at.
From: Ottawa | Registered: May 2005
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